www.willkitatnocost.com

Effective date: 1^st May 2023

Welcome to willkitatnocost.com El Testamento Sin Costo (the “Site”) which is owned by MKM LLC(“we”, “us” and “our”) and operated from Miami, Florida, USA. This privacy policy has been compiled to better serve those who are concerned with how their ‘Personally Identifiable Information’ (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect, or otherwise handle your PII in accordance with our website.

Collection of Personal and Non-Personal Information (PII and Non-PII)

We collect and store certain personally identifiable information about you (i.e., information which may identify you in some way; such as your name, email address and home address) (“PII”) only when you voluntarily submit it. We may request that you submit PII in certain instances, such as when you avail our services offered by us, submit comments or questions, request information, or utilize other features or functions of a Site.

When you connect to our Site, there is certain technical, non-personally identifiable information which does not identify any individual (“Non-PII”) that may be collected and stored through the use of “cookie” technology and IP addresses. PII is not extracted in this process. Non-PII may include, but is not limited to, your IP host address, internet browser type, personal computer settings, and the number, duration, and character of page visits. This information assists us to update a Site so that it remains interesting to our visitors and contains content that is tailored to visitors’ interests.

Use of Your PII. When you provide your PII at a Site, we will limit the use of the PII for the purpose for which it was collected in accordance with the terms of this Privacy Policy. Other limited uses of your PII may include:

• To respond to your questions, comments, and requests; to provide you with access to certain areas and features on a Site; and to communicate with you about your activities on a Site.
• To deliver the tool at your home and provide insurance products.
• To contact the users via phone to schedule the delivery in person.
• To help us develop, deliver and improve our products, services, content and advertising.
• To share with our parent, subsidiary, and affiliated companies, and promotional partners involved in creating, producing, delivering, or maintaining a Site, as required to perform functions on our behalf in connection with the Site (such as administration of the Site, administration of promotions or other features on the Site, marketing, data analysis, and services). In order to share such information, it may be necessary for us to transmit your PII outside the jurisdiction set forth below and you agree to this transfer. Further use or disclosure of PII by these parties for other purposes is not permitted.
• To share with third party service providers whom we employ to perform functions on our behalf in connection with the Site (such functions may include, but are not limited to, sending postal mail and e-mail, removing repetitive information from lists, analyzing data and providing marketing assistance, and providing service). These third party service providers have access to PII that is needed to perform their functions, and may collect or store PII as part of their performance of these functions, but are not authorized to use it for other purposes.
• For our internal purposes such as auditing, data analysis, and research to improve our products, services and communications.
• For other purposes as disclosed when your PII is collected or in any additional terms and conditions applicable to a particular feature of a Site.
• For disclosures required by law, regulation, or court order.
• For the purpose of or in connection with legal proceedings or necessary for establishing, defending, or exercising legal rights.
• In an emergency to protect the health or safety of users of a Site or the general public, or in the interests of national security.

Except as provided for herein, we will not provide any of your PII to any third parties without your specific consent.

Managing Your Personal Information. You have the ultimate control over the PII that we collect and use. You can always chose not to provide certain PII, but please keep in mind that you may not be able to use some of the features offered by a Site unless you provide us with your PII. If you wish to verify, update, or correct any of your PII collected through a Site, contact us on the details provided in the contact section of this policy.

Consent for Licensed Agent

When filling and sending your information, you consent to having a licensed insurance agent call you to set a date to deliver your Child Safe Kit and explain additional insurance coverage for you. You also consent to the use of manual or automatic technology to call you, send you text messages, or email you to the number provided above, including your mobile number. Keep in mind that you are not obliged to give your consent for any purchase.

We may also use your PII for the following purposes:

Direct Marketing.  We may use your personal information to send you Safe Child Program-related marketing communications as permitted by law.  You will have the ability to opt-out of our marketing and promotional communications as described in the Your Choices section below.

For research and development.  We may use your personal information for research and development purposes, including to analyze and improve the Service and our business. 

To create anonymous data.  We may create aggregated, de-identified or other anonymous data records from your personal information and other individuals whose personal information we collect.  We make personal information into anonymous data by excluding information (such as your name) that makes the data personally identifiable to you.  We may use this anonymous data and share it with third parties for our lawful business purposes, including to analyze and improve the Service and promote our business.

To comply with laws and regulations.  We use your personal information as we believe necessary or appropriate to comply with applicable laws, lawful requests, and legal process, such as to respond to subpoenas or requests from government authorities. 

For compliance, fraud prevention and safety.  We may use your personal information and disclose it to law enforcement, government authorities, and private parties as we believe necessary or appropriate to: (a) protect our, your or others’ rights, privacy, safety or property (including by making and defending legal claims); (b) audit our internal processes for compliance with legal and contractual requirements; (c) enforce the terms and conditions that govern the Service; and (d) protect, investigate and deter against fraudulent, harmful, unauthorized, unethical or illegal activity, including cyber-attacks and identity theft.

With your consent.  In some cases we may specifically ask for your consent to collect, use or share your personal information, such as when required by law. 

Cookies

This Cookie Policy governs the use of cookies and similar technologies on willkitatnocost.com, which is operated by MKM LLC] (“we,” “us,” or “our”).

1. What are cookies?

Cookies are small text files that are stored on your computer or device when you visit our Website. These files allow us to recognize your browser and capture certain information. Cookies help us provide you with a more personalized experience by remembering your preferences and improving the functionality of our Website.

2. Why do we use cookies?

We use cookies for various purposes, including:

a. Website Functionality: Some cookies are essential for the proper functioning of our Website. They enable you to navigate our Website and use its features, such as accessing secure areas.

b. Analytics: We use cookies to analyze how users interact with our Website. This information helps us understand and improve the performance of our Website and the user experience.

c. Personalization: Cookies allow us to remember your preferences and provide you with content tailored to your interests.

d. Advertising: We may use cookies to display personalized advertisements on our Website or third-party websites based on your browsing activities and interests.

3. Types of Cookies We Use:

a. Session Cookies: These cookies are temporary and are deleted once you close your browser. They help us maintain your session while you browse our Website.

b. Persistent Cookies: Persistent cookies remain on your device for a specified period or until you delete them. They are used to remember your preferences and settings.

c. First-party Cookies: First-party cookies are set and managed by us to enhance your experience on our Website.

d. Third-party Cookies: Third-party cookies are placed by third-party service providers to analyze website traffic, deliver advertisements, and provide other functionalities.

4. Your Cookie Choices:

By accessing our Website, you consent to the use of cookies as described in this policy. You have the option to manage or delete cookies at any time through your browser settings. However, please note that disabling cookies may impact certain functionalities on our Website.

5. Third-Party Analytics and Advertising:

We may use third-party analytics services, such as Google Analytics, to collect information about your interactions with our Website. These analytics providers use cookies to gather data and generate reports for us. Similarly, third-party advertisers may use cookies to deliver personalized advertisements to you.

6. Data Sharing and Cookie Usage:

We do not sell your personal information collected through cookies to any third parties. Please refer to our Privacy Policy for more information on how we handle and protect your data.

7. Updates to this Cookie Policy:

We may update this Cookie Policy from time to time to reflect changes in technology or legal requirements. When we make any updates, we will revise the “Effective Date” at the top of this page. Please review this policy periodically for any changes.

Security

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, transaction information and data stored on our Site. The security on the internet is not 100% guaranteed, however we use best efforts to keep it secure for the users. We do not accept liability for unintentional disclosure. We encourage you to use caution when using the Internet.

CCPA

We are required by the California Consumer Privacy Act (“CCPA”) to provide to California residents an explanation of how we collect, use and share their Personal Information, and of the rights and choices, we offer to California residents concerning that Personal Information. 

Personal information that we collect, use, and share.  We do not sell personal information.  As we explain in this Privacy Policy, we use cookies and other tracking tools to analyze website traffic and facilitate advertising. 

Your California privacy rights.  The CCPA grants California residents the following rights.  However, these rights are not absolute, and in certain cases we may decline your request as permitted by law.

• Information. You can request information about how we have collected, used and shared and used your Personal Information during the past 12 months.
  • The categories of Personal Information that we have collected.
  • The categories of sources from which we collected Personal Information.
  • The business or commercial purpose for collecting and/or selling Personal Information.
  • The categories of third parties with whom we share Personal Information.
  • Whether we have disclosed your Personal Information for a business purpose, and if so, the categories of Personal Information received by each category of third party recipient.
  • Whether we’ve sold your Personal Information, and if so, the categories of Personal Information received by each category of third party recipient.
• Access. You can request a copy of the Personal Information that we have collected about you during the past 12 months.
• Deletion. You can ask us to delete the Personal Information that we have collected from you.

You are entitled to exercise the rights described above free from discrimination in the form of legally prohibited increases in the price or decreases in the quality of our Service.

How to exercise your California rights.  You may exercise your California privacy rights described above as follows:

• Right to information, access and deletion. You can request to exercise your information, access and deletion rights, by info@safechildprogram.com.We reserve the right to confirm your California residence to process your requests and will need to confirm your identity to process your requests to exercise your information, access or deletion rights.  As part of this process, government identification may be required.  Consistent with California law, you may designate an authorized agent to make a request on your behalf. In order to designate an authorized agent to make a request on your behalf, you must provide a valid power of attorney, the requester’s valid government-issued identification, and the authorized agent’s valid government issued identification.  We cannot process your request if you do not provide us with sufficient detail to allow us to understand and respond to it.
• Request a list of third party marketers. California’s “Shine the Light” law (California Civil Code § 1798.83) allows California residents to ask companies with whom they have formed a business relationship primarily for personal, family or household purposes to provide certain information about the companies’ sharing of certain personal information with third parties for their direct marketing purposes during the preceding year (if any).  You can submit such a request by sending an email to INFO@WILLKITATNOCOST.COM  with “Shine the Light” in the subject line.  The request must include your current name, street address, city, state, and zip code and attest to the fact that you are a California resident.

We cannot process your request if you do not provide us with sufficient detail to allow us to understand and respond to it.

Sharing your personal information

We do not sell, trade, or rent Users personal identification information to others in accordance with the CCPA. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above.

Children

We do not knowingly collect information about children under age 13 through the Service.  If we learn that we have collected personal information of a child without the consent of the child’s parent or guardian as required by law, we will delete it. We aim to comply with the COPPA.

California Online Privacy Protection Act

CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require any person or company in the United States (and conceivably the world) that operates websites collecting Personally Identifiable Information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals or companies with whom it is being shared. – See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

According to CalOPPA, we agree to the following:

Users can visit our site anonymously.

Once this privacy policy is created, we will add a link to it on our home page or as a minimum, on the first significant page after entering our website.

Our Privacy Policy link includes the word ‘Privacy’ and can easily be found on the page specified above.

You will be notified of any Privacy Policy changes:

• On our Privacy Policy Page

Can change your personal information:

• By emailing us

Data Retention

We will retain your information for as long as needed to provide you the Site services, for our valid business purposes, and as necessary to comply with our legal obligations, resolve disputes, defend our legal rights, and enforce our agreements.

Changes

WILL KIT AT NO COST has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Acceptance

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Please be advised that upon transferring your information to our trusted partners, who are responsible for contacting you and delivering the kits, MKM agency relinquishes responsibility for the outcome of the product and process. We work diligently to collaborate with reputable partners; however, their actions and results remain beyond our direct control. As such, any issues or concerns arising from the product or process should be addressed directly with the respective partner. We are committed to ensuring a seamless experience for our customers, and we appreciate your understanding of this disclaimer. Should you have any questions or require further information, please do not hesitate to reach out to our customer support team.

Contacting us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at:

WILL KIT AT NO COST

Email: info@willkitatnocost.com